Welcome HEFCU Members!


As of April 1, 2016, Howland-Enfield Federal Credit Union has merged with Penobscot County Federal Credit Union.

We hope you find the information, presented here, helpful and we look forward to serving you. Should you have any questions, please contact us at our main location:

Penobscot County Federal Credit Union
205 Main Street
Old Town, Maine 04468
207.827.3165, 8:00 am - 4:30 pm Monday-Friday

Frequently Asked Questions

Below is a list of Frequently Asked Questions, regarding the merge, that will provide additional information and context as we go through the conversion process.

What will happen as a result of the merger on April 1, 2016?

What will happen with the current HEFCU branch?

Will my account number(s) change?

What will happen with my HEFCU Visa Credit Card?

Do I have to order new checks for my account?

What will happen to my direct deposit?

Will my statement change?

How do I access my Automated Response Teller?

Do I need to worry about new fees?