Individual Retirement Accounts

Rates effective as of 09/22/2017

Let us help you plan for, save towards, and then enjoy your retirement years. An IRA is a great way to save for retirement, and Penobscot County Federal Credit Union offers both Traditional and Roth IRA accounts with great competitive rates.

We offer Coverdell Education IRA's too so you can save for your little one's education. Best of all, every type of IRA is available in both an IRA Share Saving or IRA Share Certificate format, allowing you to chose which one is right for your and your goals.

Stop by any of our three branches and talk to our friendly staff about opening your IRA today or view more information in our IRA Brochure.

Minimum Balance
Dividend Rate
$5.00 0.250% 0.250%

*Annual percentage yield. Rates are subject to change. Early withdrawal fees may apply.