Share Certificates

Rates effective as of 04/25/2014


Our Share Certificates are a great way to save for the future, and we have terms to meet just about any need, from just three months to five years.

Available in regular, Traditional/Roth Individual Retirement Account, or Coverdell Education Savings formats, we are sure to have a combination that will allow you to grow your money at a higher rate than traditional savings accounts. You can even have the monthly dividends deposited into your share savings or checking account or, if you wish, we'll mail you a monthly check. If you have never opened a Share Certificate account, now is the time, and we make it easy. Stop by any of our three locations to open your Share Certificate account today!

Term Balance Dividend Rate
APY*
3 Months $500 0.150% 0.150%
6 Months $500 0.250% 0.250%
12 Months $500** 0.349% 0.350%
18 Months $500 0.449% 0.450%
24 Months $500 0.648% 0.650%
36 Months $500 1.144% 1.150%
60 Months $500 1.638% 1.650%

*Annual percentage yield. Rates are subject to change. Early withdrawal fees may apply.

**Youth & Teens may open a 12-month certificate with as little as $100.