Share Certificates

Rates effective as of 12/01/2015

Our Share Certificates are a great way to save for the future, and we have terms to meet just about any need, from just three months to five years.

Available in regular, Traditional/Roth Individual Retirement Account, or Coverdell Education Savings formats, we are sure to have a combination that will allow you to grow your money at a higher rate than traditional savings accounts. You can even have the monthly dividends deposited into your share savings or checking account or, if you wish, we'll mail you a monthly check. If you have never opened a Share Certificate account, now is the time, and we make it easy. Stop by any of our three locations to open your Share Certificate account today!

Term Balance Dividend Rate
3 Months $500 0.150% 0.150%
6 Months $500 0.250% 0.250%
12 Months $500** 0.349% 0.350%
18 Months $500 0.747% 0.750%
24 Months $500 0.648% 0.650%
36 Months $500 1.144% 1.150%
60 Months $500 1.638% 1.650%

*Annual percentage yield. Rates are subject to change. Early withdrawal fees may apply.

**Youth & Teens may open a 12-month certificate with as little as $100.