Real Estate Loans
Whether you're purchasing your first home or taking out a home equity loan (or line of credit) to help pay for improvements, our Real Estate Loan Specialists can help. Our friendly staff will help you through the real estate lending process and make it easy to understand. We have great rates and creative financing plans too!
| First Mortgages - Variable 1/1, 3/1 |
| Term |
Down Payment
|
APR* |
| Up to 360 Months |
20% |
Please call 207-827-3165 for current rates |
|
| First Mortgages - Fixed Rate |
| Term |
Down Payment |
APR* |
| Up to 360 Months |
20% |
Please call 207-827-3165 for current rates |
|
| Home Equity Loans - Up to 180 Month Term |
| Score |
APR* (70% LTV^) |
APR* (80% LTV^) |
| 700+ |
6.99% |
7.99% |
| 640-699 |
7.99% |
8.99% |
| 600-639 |
10.99% |
12.99% |
| 550-599 |
13.99% |
15.99% |
| 549 and under |
16.99% |
17.99% |
|
| Home Equity Line of Credit - Up to 180 Month Term |
| Call 207-827-3165 for today's rates. |
|
| Home Improvement Loans (Up to 60 Months) |
| Grade |
Score |
APR* |
| A+ |
800+ |
7.90% |
| A |
700-799 |
9.90% |
| B |
640-699 |
12.90% |
| C |
600-639 |
14.90% |
| D |
550-599 |
16.90% |
| E |
549 and under |
17.90% |
|
| Property (Land) Loans (Up to 120 Months) |
| Score |
APR* (80% LTV^) |
| 700+ |
9.95% |
| 640-699 |
10.95% |
| 600-639 |
13.95% |
| 550-599 |
14.95% |
| 549 and under |
16.95% |
|
| Mobile Home Loan (with land) |
| Term |
Down Payment |
APR* |
| Up to 180 Months |
20% |
Please call 207-827-3165 for current rates |
|
| Summer Cottage Loan |
| Term |
Land Type |
Down Payment |
APR* |
| Up to 180 Months |
Owned |
20% |
Call 207-827-3165 for current rates |
|
*Annual Percentage Rate is and is subject to change.