Real Estate Loans

Rates effective as of 10/22/2014

Whether you're purchasing your first home or taking out a home equity loan (or line of credit) to help pay for improvements, our Real Estate Loan Specialists can help.  Our friendly staff will help you through the real estate lending process and make it easy to understand.  We have great rates and creative financing plans too!

First Mortgages - Variable 1/1, 3/1
Term Down Payment      
APR*
Up to 360 Months             20%  Please call 207-827-3165 for current rates

First Mortgages - Fixed Rate
Term Down Payment APR*
Up to 360 Months 20% Please call 207-827-3165 for current rates

Home Equity Loans - Up to 180 Month Term
Score APR* (70% LTV^) APR* (80% LTV^)
700+ 6.99% 7.99%
640-699 7.99% 8.99%
600-639 10.99% 12.99%
550-599 13.99% 15.99%
549 and under 16.99% 17.99%

Home Equity Line of Credit - Up to 180 Month Term
Call 207-827-3165 for today's rates.

Home Improvement Loans (Up to 60 Months)
Grade Score APR*
A+ 800+ 7.90%
A 700-799 9.90%
B 640-699 12.90%
C 600-639 14.90%
D 550-599 16.90%
E 549 and under 17.90%

Property (Land) Loans (Up to 120 Months)
Score APR* (80% LTV^)
700+ 9.95%
640-699 10.95%
600-639 13.95%
550-599 14.95%
549 and under 16.95%


Summer Cottage Loan
Term Land Type Down Payment APR*
Up to 180 Months Owned 20% Call 207-827-3165 for current rates

*Annual Percentage Rate is and is subject to change.