Membership is easy at Penobscot County Federal Credit Union. The following are considered to be in our field of membership:

  1. Persons who live, work, worship, or attend school in and businesses and other legal entities located in Penobscot County, Maine.
  2. Members of record of Howland Enfield FCU as of the effective date of the merger: and also included are employees of this credit union, volunteers in the community, members of their immediate family or household, and organizations of such persons. 

As a member-owned financial co-operative, your membership entitles you access to all of the products and services* offered by the credit union. In addition, you have a voice in the operation of your credit union. Our Board of Directors, who oversee the overall operation and direction of the credit union, are elected by you the member. Your credit union is secure as well — deposits are federally insured to at least $250,000 by the National Credit Union Administration, an U.S. Government Agency. 

Come visit us at any of our three branches to see the difference membership makes and become a member today!

*Subject to approval as applicable.