*For those 12 and under, a parent or guardian must be on your youth account. If you are between the ages of 13-18, you can become a teen account member.
*Rate is based on the current Share Certificate rate plus extra basis points based on your age. The older you are, the higher your rate. For example, if the existing 12-month rate is .350% annual percentage yield (APY) and you are 15 years of age, your Share Certificate rate will be .365% APY.