Kids and teens can start saving — and earning — with our youth and teens savings accounts and certificates.

  • Accounts available to youth and teen savers up to 18 years old*
  • No monthly maintenance fees
  • No minimum balance requirements
  • Free mobile banking
  • Free Internet Banking
  • Free e-Statements
  • $0.25 minimum deposit to open 

*For those 12 and under, a parent or guardian must be on your youth account. If you are between the ages of 13-18, you can become a teen account member.

Youth Share Certificates
  • Earn a competitive, fixed dividend rate*
  • Set aside for future savings goals
  • 12-month term
  • No setup or maintenance fees
  • Early withdrawals may result in a penalty
  • $100 minimum deposit to open

*Rate is based on the current Share Certificate rate plus extra basis points based on your age. The older you are, the higher your rate. For example, if the existing 12-month rate is .350% annual percentage yield (APY) and you are 15 years of age, your Share Certificate rate will be .365% APY.