February 19 - UPDATE

Effective immediately, all branch lobbies will be open. To follow the Maine CDC guidelines and practice social distancing, we must limit the number of members in our lobbies at one time and face coverings are required.
Bangor, Caribou, Old Town & Presque Isle 5 members in lobby at one time
Houlton 4 members in lobby at one time
Fort Fairfield, Howland, and Mars Hill 2 members in lobby at one time
To help keep everyone safe, we have sanitizing protocols in place. Each branch will have normal lobby hours and those can be seen at https://www.penobscotfcu.com/about-us/locations-hours.html
Please keep in mind that the safest way to handle transactions with your credit union is to use the Drive-Thru window or our digital channels of ATMs, Internet and Mobile Banking. We are so happy to OPEN the LOBBIES. We hope you are too! Stay Safe and Healthy!

December 21 - UPDATE

Effective immediately, all Penobscot County Federal Credit Union lobbies will be temporarily closed until further notice.
The drive-thru services will remain open and available to serve members, during regular business hours. We encourage members to utilize our online services, and the PCFCU app, when possible. If you have questions you may contact us during regular business hours at (207) 827-3165
In person loan services will be by appointment only. Please call us at (207) 827-3165 to schedule an appointment with a Loan Officer.
We remain committed to our members and thank you for your patience and understanding as we continue to work together for the safety of our communities.

For the most recent information on COVID-19 visit:

                                                      Centers for Disease Control and Prevention Logo

President's Task Force - coronavirus.gov                                               Centers for Disease Control



Economic Impact Payments - IRS                                                        Maine Centers for Diease Control


 Health care person holding up hand with words Scam corona alert

SCAM Alerts


Business Owners -

If your business is battling the effects of COVID-19 and is in need of assistance navigating the programs offered by the Small Business Administration, please contact us at 888-827-3165, we are here to help.

SBA Payroll Protections Program Icon                     

Paycheck Protection Program                                                   SBA Express Bridge Loan



EIDL Loan Advance Program                                                     SBA Debt Relief


First Time Borrowers:

Paycheck Protection Program Loan Application  |  FAQs


Second Draw Borrowers:

Paycheck Protection Program Loan Application | Fact Sheet