Credit Life/Disability Insurance
We don't plan to be injured on the job, disabled for long periods of time, or leave our loved ones early, but the fact of the matter is that these things do happen. The key to help in covering you and your family's financial future is by planning for such events.
With Credit Life/Disability, your loan payment is made for you if a covered event happens, giving you and those dear to you the ability to concentrate on the more important matters at hand.
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER’S CHOICE® credit life and credit disability insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms.
Guaranteed Asset Protection (GAP)
Most new vehicles depreciate faster than the balance that is owed on the loan, especially during the first two years of the vehicle's life. If the unthinkable happens and your vehicle is declared a total loss or unrecovered theft loss, you may be responsible for the difference between the cash value that your insurance company pays for the vehicle and the balance due on the loan.
GAP helps protects you from having to deal with such a financial burden. With GAP, you have protection for the difference due to the maximum amounts stated on your contract — bringing you peace of mind when it comes to your new vehicle.
Your purchase of Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions many apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP.
Mechanical Protection - Road Side Assistance
Even the most reliable vehicles can break down. That's why we offer Vehicle Service Agreements that cover up to 18,000 parts, all with a zero deductible. There are even optional coverages to cover damage caused by road hazards to your tires and wheels and protection for your all wheel drive system (even for your snowplow!)
If you're worried about where you can get your vehicle fixed, we have nationwide acceptance at any repair facility that has an ASE Certified Mechanic. So even if you're away from home - you're still covered!
Your loan officer can tell you what coverage(s) your vehicle qualifies for and can even finance it into the loan.
Please contact us to learn more about these loan coverage options and get enrolled.