APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of April 29, 2021. Fees may reduce earnings. All rates are subject to change.

Kasasa Cash* Learn More

Tier Interest Rate APY
0 - $15000 3.25% 3.25%
$15,000+ 0.68% 3.25% to 0.68%
Qualifications not met 0.05% 0.05%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base dividend rate. Then you can get back to earning your full rewards the very next month!

Kasasa Saver* Learn More

Tier Interest Rate APY
0 - $25,000 1.25% 1.25%
$25,000+ 0.49% 1.25% to 0.49%
Qualifications not met 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base dividend rate. And you can get back to earning your full rewards the very next month you qualify.

Share Certificates Learn More

Term Dividend Rate APY
3 Month 0.150% 0.150%
6 Month 0.200% 0.200%
12 Month 0.300% 0.300%
18 Month 0.350% 0.351%
24 Month 0.450% 0.451%
36 Month 0.550% 0.551%
48 Month 0.750% 0.753%
60 Month 0.850% 0.853%

Money Market Learn More

Tier Dividend Rate APY
$2,500 - $9,999.99 0.150% 0.150%
$10,000 - $74,999.99 0.250% 0.250%
$75,000 - $99,999.99 0.300% 0.300%
$100,000+ 0.350% 0.351%

Auto Loans Learn More

APR* (as low as) Term
3.55% 60 months
3.70% 72 months
4.95% 84 months
* APR = Annual Percentage Rate -- The information provided are new vehicles only, terms and conditions will vary based on amount borrowed, credit worthiness, year and type of vehicle. Used vehicle rates also available.
 

RV & Motorhome Learn More

Rates for New-2016
5.25% 60 months
5.94% 84 months
6.63% 120 months

*Amount Financed $15,000.00 and above.
Example: A $10,000 loan financed for 60 months at 5.25% would result in a payment of $189.86. Rates are based on credit score, model year, amount financed and term of loan. Sign up for automatic payments and take 0.25% off your recreational vehicle loan rate. Contact your local branch for more details.

Credit Cards Learn More

Credit Score APR
740+ 8.90%
700 - 739 9.90%
640 - 699 13.90%
600 - 639 15.90%
550 - 599 16.90%

Power Sports Loans Learn More

Rates for New - 2016 (as low as)
3.65% 60 months
3.75% 72 months

*Amount Financed $15,000.00 and above.
Example: A $5,000 loan financed for 60 months at 4.84% would result in a payment of $94.00. Rates are based on credit score, model year, amount financed and term of loan. Sign up for automatic payments and take 0.25% off your loan rate. Contact your local branch for more details.

Compact Tractor & Implements Learn More

Rates for New - 2018 (as low as)
4.01% Up to 48 months
4.36% 49 to 63 months
4.95% 64 to 72 months
5.50% 73 to 84 months*

*Amount Financed $16,500.00 and above.
Example: A $5,000 loan financed for 48 months at 4.01% would result in a payment of $112.92. Rates are based on credit score, model year, amount financed and term of loan. Sign up for automatic payments and take 0.25% off your loan rate. Contact your local branch for more details.

Fixed Rate Home Equity Loan Learn More

Term Annual Percentage Rate (APR)*
5 Years 3.70%
10 Years 4.10%
15 Years 4.30%
20 Years 4.70%

Share Secured Loans

3% over rate of Savings or Certificate used to secure the loan

Warm Home Loans Learn More

Type Rate Term Loan Up To Approximate Payment*
Alternative Supplemental Heat 4.00% 40 months $4,000 $106.98
Heating Systems 5.95% 72 months $12,000 $198.59
*Approximate Payment is estimated only, your payment may differ.
 

Personal Loans Learn More

APR* (as low as) Term
9.50% Up to 48 months

* APR = Annual Percentage Rate -- The information provided is for personal loans only, terms and conditions will vary based on amount borrowed, and credit worthiness.