APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of April 29, 2021. Fees may reduce earnings. All rates are subject to change.
Kasasa Cash* Learn More
| Tier | Interest Rate | APY |
|---|---|---|
| 0 - $15000 | 1.736% | 1.75% |
| $15,000+ | 0.53% | 1.75% to 0.53% |
| Qualifications not met | 0.05% | 0.05% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-Statements
- Be enrolled in and log into online banking
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base dividend rate. Then you can get back to earning your full rewards the very next month!
Kasasa Saver* Learn More
| Tier | Interest Rate | APY |
|---|---|---|
| 0 - $25,000 | 0.698% | 0.70% |
| $25,000+ | 0.42% | 0.070% to 0.42% |
| Qualifications not met | 0.05% | 0.05% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-Statements
- Be enrolled in and log into online banking
It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base dividend rate. And you can get back to earning your full rewards the very next month you qualify.
Share Certificates Learn More
| Term | Dividend Rate | APY |
|---|---|---|
| 3 Month | 0.150% | 0.150% |
| 6 Month | 0.200% | 0.200% |
| 12 Month | 0.300% | 0.300% |
| 18 Month | 0.350% | 0.351% |
| 24 Month | 0.450% | 0.451% |
| 36 Month | 0.550% | 0.551% |
| 48 Month | 0.750% | 0.753% |
| 60 Month | 0.850% | 0.853% |
Money Market Learn More
| Tier | Dividend Rate | APY |
|---|---|---|
| $2,500 - $9,999.99 | 0.150% | 0.150% |
| $10,000 - $74,999.99 | 0.250% | 0.250% |
| $75,000 - $99,999.99 | 0.300% | 0.300% |
| $100,000+ | 0.350% | 0.351% |
Auto Loans Learn More
| APR* (as low as) | Term |
| 3.55% | 60 months |
| 3.70% | 72 months |
| 4.95% | 84 months |
RV & Motorhome Learn More
| Rates for New-2016 | |
| 5.25% | 60 months |
| 5.94% | 84 months |
| 6.63% | 120 months |
*Amount Financed $15,000.00 and above.
Example: A $10,000 loan financed for 60 months at 5.25% would result in a payment of $189.86. Rates are based on credit score, model year, amount financed and term of loan. Sign up for automatic payments and take 0.25% off your recreational vehicle loan rate. Contact your local branch for more details.
Credit Cards Learn More
| Credit Score | APR |
|---|---|
| 740+ | 8.90% |
| 700 - 739 | 9.90% |
| 640 - 699 | 13.90% |
| 600 - 639 | 15.90% |
| 550 - 599 | 16.90% |
Power Sports Loans Learn More
| Rates for New - 2016 (as low as) | |
| 3.65% | 60 months |
| 3.75% | 72 months |
*Amount Financed $15,000.00 and above.
Example: A $5,000 loan financed for 60 months at 4.84% would result in a payment of $94.00. Rates are based on credit score, model year, amount financed and term of loan. Sign up for automatic payments and take 0.25% off your loan rate. Contact your local branch for more details.
Compact Tractor & Implements Learn More
| Rates for New - 2018 (as low as) | |
| 4.01% | Up to 48 months |
| 4.36% | 49 to 63 months |
| 4.95% | 64 to 72 months |
| 5.50% | 73 to 84 months* |
*Amount Financed $16,500.00 and above.
Example: A $5,000 loan financed for 48 months at 4.01% would result in a payment of $112.92. Rates are based on credit score, model year, amount financed and term of loan. Sign up for automatic payments and take 0.25% off your loan rate. Contact your local branch for more details.
Fixed Rate Home Equity Loan Learn More
| Term | Annual Percentage Rate (APR)* |
| 5 Years | 3.70% |
| 10 Years | 4.10% |
| 15 Years | 4.30% |
| 20 Years | 4.70% |
Share Secured Loans
3% over rate of Savings or Certificate used to secure the loan
Warm Home Loans Learn More
| Type | Rate | Term | Loan Up To | Approximate Payment* |
| Alternative Supplemental Heat | 4.00% | 40 months | $4,000 | $106.98 |
| Heating Systems | 5.95% | 72 months | $12,000 | $198.59 |
Personal Loans Learn More
| APR* (as low as) | Term |
| 9.50% | Up to 48 months |
* APR = Annual Percentage Rate -- The information provided is for personal loans only, terms and conditions will vary based on amount borrowed, and credit worthiness.
