APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of November 27, 2017. Fees may reduce earnings. All rates are subject to change.

Kasasa Cash*Learn More

Tier Interest Rate APY
0 - $15000 2.00% 2.00%
$15,000+ 0.52% 2.00% to 0.52%
Qualifications not met 0.05% 0.05%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base dividend rate. Then you can get back to earning your full rewards the very next month!

 

Kasasa Saver*Learn More

Tier Interest Rate APY
0 - $25,000 1.00% 1.00%
$25,000+ 0.44% 1.00% to 0.44%
Qualifications not met 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base dividend rate. And you can get back to earning your full rewards the very next month you qualify.

 

Share CertificatesLearn More

Term Dividend Rate APY
3 Month 0.200% 0.200%
6 Month 0.549% 0.550%
12 Month 0.747% 0.750%
18 Month 0.946% 0.950%
24 Month 1.094% 1.100%
36 Month 1.391% 1.400%
48 Month 1.588% 1.600%
60 Month 1.884% 1.900%

 

Money MarketLearn More

Tier Dividend Rate APY
$2,500 - $9,999.99 0.300% 0.300%
$10,000 - $74,999.99 0.399% 0.400%
$75,000 - $99,999.99 0.449% 0.450%
$100,000+ 0.499% 0.500%

Auto/ Boats/ Motorcycles/ Campers/ RV LoansLearn More

Credit Score 0 - 36 Months 37 - 48 Months 49 - 60 Months 61 - 72 Months 73 - 84 Months
740+ 3.99% 3.99% 3.99% 4.50% 5.99%
700 - 739 4.25% 4.50% 4.75% 5.25% 6.99%
640 - 699 5.25% 5.50% 5.75% 6.75% 7.99%
600 - 639 9.25% 10.50% 11.25% 11.50% N/A 
550 - 599 10.25% 11.50% 13.25% N/A N/A
549 (-) 13.25% 14.50% 16.25% N/A N/A

Boats / Motorcycles / Campers Loans Only

Credit Score 85 - 120 Months
740+ 6.99%
700 - 739 7.99%
640 - 699 9.99%
600 - 639 N/A 
550 - 599 N/A
549 (-) N/A

Computer, Appliance, & New Household Furnishing LoansLearn More

Credit Score Term APR
740+ 0 - 48 Months 9.90%
700 - 739 0 - 48 Months 10.90%
640 - 699 0 - 48 Months 14.90%
600 - 639 0 - 48 Months 15.90%
550 - 599 0 - 48 Months 16.90%
549 (-) 0 - 48 Months 17.90%

Credit CardsLearn More

Credit Score APR
740+ 8.90%
700 - 739 9.90%
640 - 699 13.90%
600 - 639 15.90%
550 - 599 16.90%

Equipment LoansLearn More

Credit Score 0 - 48 Months 49 - 60 Months 61 - 72 Months 73 - 84 Months 85 - 120 Months
740+ 9.25% 9.25% 9.25% 9.25% 9.75%
700 - 739 10.25% 10.25% 10.25% 10.25% 10.75%
640 - 699 11.25% 11.25% 11.25% 11.75% N/A
600 - 639 16.25% 17.25% 17.95% N/A N/A 
550 - 599 17.95% N/A N/A N/A N/A
549 (-) N/A N/A N/A N/A N/A

Farm Equipment LoansLearn More

Credit Score 0 - 48 Months 49 - 60 Months 61 - 72 Months 73 - 84 Months 85 - 120 Months
740+ 7.99% 7.99% 7.99% 7.99% 8.99% 
700 - 739 8.99% 8.99% 8.99% 8.99% 9.99% 
640 - 699 12.99% 12.99% 13.99% 13.99% 14.99% 
600 - 639 15.99% 16.99% 17.99% N/A N/A 
550 - 599 17.99% N/A N/A N/A N/A
549 (-) N/A N/A N/A N/A N/A

Home Equity Loans - up to 180 Month TermLearn More

Score APR (70% LTV) APY (80% LTV)
700+ 6.99% 7.99%
640-699 7.99% 8.99%
600-639 10.99% 12.99%
550-599 13.99% 15.99%
549 and under 16.99% 17.99

Home Improvement Loans - up to 72 Month TermLearn More

Grade Score APR
A+ 800+ 7.90%
A 700-799 9.90%
B 640-699 12.90%
C 600-639 14.90%
D 550-599 16.90%
E 549 and under 17.90%

Share Secured LoansLearn More

4.00% over rate of Savings or Certificate used to secure the loan

Stove LoansLearn More

Term APR
Up to 60 Months 7.90%

Unsecured & Overdraft LoansLearn More

Credit Score APR
740+ 10.90%
700 - 739 11.90%
640 - 699 15.90%
600 - 639 17.90%
550 - 599 17.90%
549 (-) N/A